Can you buy a single-story home in Folsom for under $700,000?
Yes, about half of them sold for less. The median single-story sale in Folsom was $699,000, across 383 single-story sales in the 12 months from Nov 1, 2025 to Oct 31, 2026. Willow Creek, at $692,500, and Broadstone, at $697,000, were the named neighborhoods with the most single-story sales under that mark.
- Median single-story price: $699,000, against $849,000 for two-story.
- What $700,000 buys: about 1,680 square feet at Folsom's median $416 a square foot.
- Speed: the median single-story home sold in 15 days.
See single-story homes under $700,000 for sale nowAsk Scott
Scott Kirk, Broker/Owner, Weichert, Realtors® - Sierra Pacific Group
CA DRE 01879787 · 705 Gold Lake Dr., Folsom
Licensed since 2010500+ closed transactionsData from MetroList sales
Median under $700,000
Neighborhood groups with 5 or more single-story sales.
- Other Folsom neighborhoods
- $590,000 median, 87 sales
- Cobble Hills
- $620,000 median, 7 sales
- Other Folsom Ranch villages
- $647,500 median, 16 sales
- Willow Creek
- $692,500 median, 36 sales
- Broadstone
- $697,000 median, 28 sales
Where did single-story homes sell under $700,000?
Five neighborhood groups had a median single-story sale below $700,000. Two of them are mixed groups: "Other Folsom neighborhoods" is the sales that did not match a named neighborhood, and "Other Folsom Ranch villages" is the newer Folsom Ranch villages south of Highway 50 outside Russell Ranch, Mangini Ranch, White Rock Springs Ranch and Regency.
| Neighborhood | Median single-story price | Single-story sales | $/sq ft | Median days on market |
|---|---|---|---|---|
| Other Folsom neighborhoods Single-story homes for sale now → | $590,000 | 87 | $433 | 15 |
| Cobble Hills Single-story homes for sale now → | $620,000 | 7 | $439 | 8 |
| Other Folsom Ranch villages Single-story homes for sale now → | $647,500 | 16 | $446 | 12 |
| Willow Creek Single-story homes for sale now → | $692,500 | 36 | $428 | 10 |
| Broadstone Single-story homes for sale now → | $697,000 | 28 | $440 | 8 |
A median means half the single-story homes in that group sold for more and half for less. Homes under $700,000 also sold in neighborhoods with higher medians. Source: MetroList sold single-family homes in ZIP 95630, the 12 months from Nov 1, 2025 to Oct 31, 2026. Neighborhoods come from the MetroList subdivision field. About 6 in 10 sales had no usable name there, so most of those were placed by their assessor map page, matched to labeled sales on the same or a nearby page. Treat neighborhood lines as close, not exact.
How much house does $700,000 buy?
Price per square foot is higher for single-story homes, so the same budget buys a little less space. Citywide, single-story homes sold for $416 a square foot, against $340 for two-story.
Use this as a starting point only. A remodeled home on a big lot sells for more per foot than an original one on a small lot.
Three ways to stretch a $700,000 budget
- Look past the big names. Sales outside the named neighborhoods had the lowest single-story median, $590,000. Ask me for the streets where those sold.
- Check the yearly cost, not just the price. Folsom Ranch homes carry Mello-Roos. A lower price can come with a higher tax bill. The Folsom cost to own guide adds it up by neighborhood.
- Watch days on market. Willow Creek and Broadstone single-story homes sold in a median of 10 and 8 days. Be ready to write an offer the week a good one lists.
How I help people move to one story
I'm Scott Kirk, Broker/Owner of Weichert, Realtors® - Sierra Pacific Group on Gold Lake Dr. in Folsom. CA DRE 01879787. Here is how I work with buyers who want one story.
- Start with your list. Steps you want to avoid, the shower you need, the yard you can keep up with. We search for that, not just for one story.
- Check the yearly cost. Before you tour, I pull the current tax bill and HOA dues for the home, so you know the known yearly costs before you go.
- Plan the sale and the buy together. If you are selling a home too, we line up the timing. For Prop 19 questions, I'll point you to your CPA early, before you sign.
Common questions
Can I buy a single-story home in Folsom for under $700,000?
Which Folsom neighborhoods have single-story homes under $700,000?
How big a single-story home does $700,000 buy in Folsom?
Are there single-story homes for sale under $700,000 in Folsom right now?
Looking for a single-story home in Folsom?
Tell me the neighborhoods you like and what you need, like a flat lot or a walk-in shower. I'll send you the single-story homes that sold there lately and what's for sale now. No charge.
Scott Kirk, Broker/Owner
CA DRE 01879787